USE CASE · BUSINESS LOANS
A credit report describes the past, but the loan is about the future: the plans, the needs and the people behind the company. Key Insights reads the customer’s own answers and compares them with the registers. Sales sees the next deal, the credit team gets better input and compliance sees deviations in time.
Example with a fictional company.
REGISTERS VS STORY
Registry data is collected via partners. The AI reads the customer’s answers to open questions and compares them with the registers. Opportunities, deviations and what matches are brought out. Click a row to see what each team gets.
ONE APPLICATION, THREE READERS
Growth, new business lines and upcoming needs show up already in the application. Sales knows what the next conversation should be about.
The credit team gets the customer’s answers summarised, with quotes, behavioural signals and traceable reasoning. Good customers who look weak on paper get a chance.
What doesn’t match the registers shows up early: new people, unclear purposes and stories that don’t add up. Everything is documented for customer due diligence under AMLR.
HOW IT WORKS
A few open questions in the application, by email or on a call: what will the money be used for, who runs the company and how do things look ahead?
Registry data is collected via partners. The engine compares the customer’s answers with the registers and brings out opportunities, deviations and behavioural signals.
Sales, credit and compliance each get a summary with suggestions that follow your policy. You make the decisions.
When behaviour is taken into account, more good customers are approved and fewer loans go bad.
See the research behind itCONTACT
Book a demo and we’ll run the engine on a sample of your applications and show what it brings out for sales, credit and compliance.
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