USE CASE · CONSUMER LOANS
Consumer loans move fast, and so does fraud. Key Insights lets customers explain in their own words in the application and reads the answers with AI. Sales sees the need, applications that add up go straight through, and signs of fraud, money mules and applications steered by someone else are flagged before the money is paid out.
Fictional example.
THREE TRACKS
The AI reads every application during onboarding, before your credit check, and sorts it into one of three tracks. Click a track to see what the customer wrote, what the engine saw and what each team gets.
ONE APPLICATION, THREE READERS
The customer tells you what the money will be used for. You see the need and can show the right product in the same flow, such as a consolidation loan.
Applications that add up go through without extra steps. Those that don’t are cleared up before they take time from the credit check.
Money mules, steered applications and known fraud schemes are flagged for review. That protects both you and the customer.
HOW IT WORKS
One or two open questions in the application or the chat, such as what the money will be used for. The rest is pre-filled and confirmed.
The engine compares the answers with the details in the application and looks for contradictions, vagueness and signs that someone else is in control.
The application goes straight through, is followed up with a question or is paused for review. A person makes the decisions.
The signals support customer due diligence and fraud protection. Credit checks stay with you, as always.
CONTACT
Book a demo and we’ll show how the application could look for your customers and what the engine brings out for sales, credit and compliance.
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